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Dave Ramsey
@daveramseyNO 1912
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daveramsey's pricing:
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#fyp #foryou #dlaciebie #viral #dcb #fy #tend #foryoupage #obsessed #makeup #makeuptutorial #sheingals #shein #sheinEu #leo
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Spreading your investments among several companies with mutual funds helps you to avoid the risks that come with investing in single stocks. @Theo Von #investingforbeginners #stocks #stockmarket #mutualfunds
01:19Choosing to leave a place you've called home isn't always easy, but sometimes it can be the best decision for you and your family. Do you know anyone who’s moved out of California recently? #movingaway #moneytok #california
00:33Step one: Write down your total income for the upcoming month. Step two: List ALL of your expenses. Step three: Subtract your expenses from your income. This should equal zero. Step four: Track your spending throughout the month. It's best to create your budget BEFORE a new month begins so you'll be ready to spend with a plan. My team has a great FREE budgeting app called EveryDollar! Get it at the link in my bio.
Here’s the deal: Student loans were intended to make college more accessible for people, but they actually create a lifetime of money stress. The negative effects of student loan debt aren’t just financial either. In our own research at Ramsey Solutions, we found that 53% of those who took out student loans regretted it. And 43% of those who took out student loans regret going to college altogether. We also found that Americans with consumer debt (like student loans) are nearly TWICE as likely to lose sleep over their personal finances than those without. On top of that, 54% of Americans with consumer debt worry about money EVERY SINGLE DAY. Don’t get me wrong: Higher education is great. But taking out a loan isn’t the only option to get that education. And not only does student loan debt weigh down your future (and stress you out), but it is having a serious negative impact on the future of our country.
01:26Don't go into debt for a car ever if you want to save money and build wealth. #moneytok #cartok #buildwealth #savemoney
01:20I do not have an income. My wife and I have an income. It’s as much hers as it is mine—spiritually, morally, and legally. It’s not MINE, it’s OURS. When you change your language like that, it forces you to set goals together instead of having independent goals. It forces you to dream together. It forces you to carry the weight together. It forces you to communicate. It creates a level of unity that nothing else will do. Because marriages are always growing together or they're moving apart. #marriagetok #marriageproblems #moneyadvice
03:14The best car for you is always the car you can afford to pay cash for. You want to own your vehicles, not the other way around. If you paid cash for a reliable, used car and invested that average car payment ($726) into good mutual funds, you could have MILLIONS of dollars for retirement. #car #carpayment #debt
01:24People can change, but you can’t make them change. I do this for a living on The Ramsey Show, and I’ve had to learn this: I don’t answer questions that aren’t asked. When you ask a question, I’m going to answer it, because that’s my duty. But I’m not going to walk up to people and start preaching at them, because that doesn’t work. Change is painful. Few people have the courage to seek out change. Most people won't change until the pain of where they are exceeds the pain of change. #changeyourlife #helpingothers #moneyadvice @Rachel Cruze
00:29Want to be a millionaire? Turn off your television. The average millionaire reads a nonfiction book a month. This is how you make your life better: having knowledge tomorrow that you didn’t have today, and then applying it. #read #booktok #millionairelifestyle #books
01:07Investing shouldn’t be hard, but it’s not something you can learn in a 60-second video on social media. And that’s why I’m diving deep into investing in a brand-new two-night event. For the first time ever, you’ll get my personal playbook for investing, including how I buy real estate (I do love real estate). We’ll start with the basics so you have a solid foundation for building wealth, and then we’ll dig in to specifics on things like mutual funds and real estate. In four hours over the course of two nights, we’re going to cover everything. @George Kamel is going to join me, and we’re going to answer your questions live, so you can build wealth for your future the right way. You don’t want to miss this. 🔗Grab your ticket for Investing Essentials today (and get early-bird prices if you act fast) at the link in my bio!
TODO LO QUE TENGO QUE HACER🥺 TE UNO A WASSAP SI ME PASAS ESTE VIDEO POR INSTA: CARXLOSC #fyp
00:23TODO LO QUE TENGO QUE HACER🥺 TE UNO A WASSAP SI ME PASAS ESTE VIDEO POR INSTA: CARXLOSC #fyp
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